Home Buyers

    Home Inspection

    Home Warranties


      Sewer Inspection

      Radon Testing

      Thermal Imaging

      Engineer Survey

      Mold Testing

      Energy Survey

    90 Day Limited Warranty

    First Time Home Buyer

    Get Report

    Pre-Inspection Agreement

    Sample Report





    Sellers Guide for Inspection

    One Year Home Warranty


    How we SAVE more Deals        


    Sellers Inspection

    90 Day Limited Warranty


 FHA Inspection

    FHA MPR Inspection

    What is a 203k?

    How a 203k Works

    Limited 203k

    Standard 203k

    Consultant Fees




   Repair Costs

    Ask the Inspector

    Q & A

 -Contact us - Home Page -  SiteMap -

Get Your Report Extra Services Schedule Online Home Inspections Home

Serving the Greater Denver Metro Area

Click for the BBB Business Review of this Home Inspection Service in Thornton CO
FHA Inspection

FAQ  on 203k


What you should do and when...

1.  Contact a 203k Lender and get pre-qualified. We can assist you in finding a lender in your area that we’ve worked with to insure that you’ll get the best service.

2.  Hire a real estate professional to assist in finding a suitable property. Always choose a Realtor that truly understands the 203k process. (If you’re refinancing an existing loan with a 203k, a real estate professional is not needed.)

3.  Set an appointment with us as your 203k Consultant. As your consultant, I will meet you at your site and review copies of the contracts and agreements required for the 203k. You will need to sign these at this inspection. After our meeting, I will conduct the HUD/FHA  Inspection. I will create a “Work Specification of Repairs & a Bid Request” for the contractor, which is a list of the FHA required repair items to be completed. I will also include your elective repairs like, you may want to add like new cabinets, flooring, windows, etc. I will also forward copies of the various reports to your lender to assist you in the loan process.

4.  Get contractor bids by using the “Specification of Repairs & Bid Request” prepared by me as your consultant.

5.  Choose a contractor. As your consultant, I can assist you in this process and verify contractor compliance to the specifications. The lender will hire an appraiser and once the appraisal report is done, in most cases, your lender can close the loan.

6.  Schedule the contractor to begin the work. Once the work begins, the contractor will require continuing inspections called “Draw Requests” to get progress payments for the work as it’s completed. As your consultant, I will inspect the project and prepare these documents and repeat this procedure until the project is complete.


*Although the “Limited” 203k program does not require a Consultant by FHA Standards, if the work to be done is valued over $15,000 and under $35,000, it would be recommended that you use a Consultant to prepare the “Job Specification & Bid Request” and to act as a “Plan Reviewer” to verify compliance with the specifications and to perform a “Final Draw Inspection”.